The Fund pursues its objective by investing primarily in a diversified portfolio of GuideStone Funds Select Funds that represent various asset classes. The Fund is managed to the specific retirement year included its name and assumes a retirement age of 65. Over time, the allocation to asset classes will change according to a predetermined "glide path" that adjusts the percentage of fixed income securities and the percentage of equity securities to become more conservative each year until approximately 15 years after the target date.
This Fund may be suitable for investors who want a simplified “one fund” retirement solution, are willing to pay slightly higher fees to get a diversified mix of investments that becomes more conservative over time, and plan to retire at an age that is near the year 2045.
The Funds’ value will fluctuate due to changes in interest rates. There is a risk that the issuer of a fixed-income investment may fail to pay interest or even principal due in a timely manner or at all. The Funds’ value will fluctuate due to business developments concerning a particular issuer, industry or country, as well as general market and economic conditions. Foreign and emerging market securities may involve additional risks, including social and political instability, reduced market liquidity, currency volatility, less available public information about the issuers of securities, less stringent regulatory standards and a lack of uniform accounting, auditing and financial standards. This description of risks is provided as a summary of the principal investment risks associated with the mutual fund. Refer to the Fund's prospectus for more detailed risk information.